Personal Savings, Certificates and IRAs

We're Your Hometown Bank with Locations in Hicksville, OH, Edgerton, OH and Auburn, IN

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The Hicksville Bank has a wide variety of products and services to help you save or invest your money.  Our array of savings options can help you achieve your financial goals.  When you save with us, you earn competitive interest rates.  You may link your savings and checking accounts with overdraft protection, and you are able to view your accounts with the convenience of a combined monthly statement. 

Name of

Account

Minimum

 Balance

Opening

Deposit

Interest

Bearing

Transaction

Fee

Maintenance

Fee

Benefits

Regular Savings

N/A

Unspecified

Y, =$100 balance

Balance < $250 & # of withdrawals > 5 per month, $0.25 fee on withdrawals > 5 / mo.

N/A

-Withdraw anytime

-No fees to senior citizens (62 & over)

-No fees to students

-ATM card available

-6 preauthorized transactions allowed

Youth Savings

N/A

Unspecified

Y, =$100 balance

N/A

N/A

No fees

0 - 18 years of age

Youth CD

$100

Y

N/A

N/A

0 - 18 years of age

Insured Money Market

$1,000

$1,000

Y, $0.01 - $999.99 @ regular savings rate (=> $1,000 IMM rate)

N/A

< $1,000 = $5.00 charge

-Withdraw anytime

-Pays higher interest

-6 preauthorized transactions allowed

-ATM card available

-Liquidity once a week (Wednesday)

-Tiered rates

-No fees

-Early withdrawal 7 day interest penalty

Y, $0.01 - $2,499.99 @ regular savings rate (=> $2,500 Power Savings rate)

-Withdraw anytime

-6 preauthorized transactions allowed

-ATM cards available

-Provides auto savings program

-Earns regular savings rate

-Annual compound

-Pays out November 1st by check

© Copyright 2005                      Member FDIC                                                E-mail Us at:    info.hix@thehicksvillebank.com