If you have both a checking and savings account with The
Hicksville Bank, signing up for overdraft protection can save you
With our overdraft protection service, if your checking account
balance falls below zero a transfer from your savings account will
automatically be made (increments of $50) to your checking account.
There is a fee but only if a transfer takes place and the good news
is, the transfer fee is much less than NSF Paid/Returned item fees.
And to help you manage your accounts, we mail a transfer
notification to you so that you can update your records.