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Overdraft Protection

If you have both a checking and savings account with The Hicksville Bank, signing up for overdraft protection can save you money.

With our overdraft protection service, if your checking account balance falls below zero a transfer from your savings account will automatically be made (increments of $50) to your checking account. There is a fee but only if a transfer takes place and the good news is, the transfer fee is much less than NSF Paid/Returned item fees. And to help you manage your accounts, we mail a transfer notification to you so that you can update your records.

Insurance Products Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value

 What do you need to know about EMV chip debit cards?  Beginning in November 2016, all magnetic stripe debit cards will be replaced with a new chip card over a 12 month period based on their month of expiration.  Watch for yours to come in the mail.  Once your chip card is activated, you will want to destroy your old magnetic stripe card as it will no longer work. Also remember to update any recurring payments you have set-up with your new chip card expiration date.